1.
Credit Karma
Credit Karma
is a totally free website that allows you to check your
TransUnion and Experian credit scores for free. You
must become a member in order to view your credit report
and free credit scores. There is no purchase or credit
card needed to join.
TransUnion and Credit Karma are now owned by the same
company. This is good news because you can now dispute
your TransUnion credit report directly from the Credit
Karma app.
Credit Karma has a phone app for iPhone OS and
Android.
Your credit score will be updated once a month. You do
get an instant alert anytime something changes on your
profile. If your credit is ran you will get an in-app
alert almost immediately.
- No credit card needed
- Monitor TransUnion and Equifax Credit Reports
and Scores
- Dispute with TransUnion directly from the app
- 24/7 credit monitoring alerts
- Free personalized offers
2.
Credit Sesame
Credit Sesame
has a regular website and phone apps. Like Credit Karma
there is no credit card needed to join and view your
TransUnion
credit scores. The app is very user friendly and your credit
rating is updated weekly. You also get immediate credit
alerts anytime there’s any changes on your credit profile.
- No credit card needed
- Live updates
- Credit alert emails
- Monitor your TransUnion score and report
- Personalized credit card offers
3.
Wallet Hub
Wallet Hub
recently established their own free credit score app. You
can sign up for free on their website or with their iPhone
or Android app. With Wallet Hub you can monitor your
TransUnion credit report and score. You can also get live
SMS text alerts on activity and alerts on your credit
profile.
- No credit card required
- Daily updates
- View full
TransUnion credit report
- SMS credit alert notifications
4.
Spring LendingTree
Spring Lendingtree’s
credit monitoring service uses the Vantagescore 3.0 which is
a combination of all three major credit bureaus.
A cool feature offered by
Spring LendingTree is
that they are able to know the interest rate on your
mortgage and provide an estimate of the potential rate and
monthly savings you can have by refinancing.
- No credit card needed
- Check Vantagescore 3.0 free
- Mortgage and refinance offers
5.
NerdWallet
NerdWallet.com
allows you to view your Vantagescore 3.0, score is updated
every 7 days. With an easy to use online tool and smart
phone app, NerdWallet’s free credit score service is
convenient and simple to use.
You will have access to your Vantagescore which is a
combination of all three of the major credit bureaus.
Instant alerts when any changes are made to your credit
history.
- No credit card required
- Free Vantagescore 3.0
- Updated every 7 days